Fraud is out of control in the UK! So far this year the police have taken reports from over 206,224 victims and the total value of these losses are in excess of £1Bn. The frustration and sorrow experienced after becoming a victim of identity theft cannot be measured.

MyPAS can help prevent identity fraud and it even helps the police to investigate the people behind these crimes. It works by updating your Notice of Correction on your credit file to asks lenders to use your thumbprint for new credit applications.

MyPAS is the brainchild of Jamie Jamieson, a retired veteran of GCHQ.

DECIDE TO TAKE ACTION
Use this webpage to learn about MyPAS and how it works. Decide if you have 30 minutes to potentially prevent ID fraud.
GET YOUR PERSONALISED PDF
Use the form on this webpage to create a personalised PDF, this will be emailed to you straight away. We do not store this information and it is forgotten once the form has been submitted.
SEND TO CREDIT REFERENCE AGENCIES
MyPAS only works if you instruct the credit reference agencies to add the notice of correction to your credit file. So make some time to email or post the notice to them.
USE YOUR THUMBPRINT & SIGNATURE
Once you have MyPAS setup and the notice is on your credit file, you will be asked to provide a thumbprint & signature when you apply for credit. You may find a small pocket fingerprint ink pad makes this more convenient.

COMPARE MyPAS

CIFAS® Protective Registration£25 Bi-Yearly

MyPAS Print Authenticated Signature £0

100% Proactive Approach

Free Service

Gathers the fingerprint of fraudsters for the police

Purpose

To protect lenders from suspected fraudsters and victims of identity fraud.

To protect you from fraud. To prevent you from becoming a victim of identity fraud.

START USING MyPAS

We do not keep your information or use it to contact you.

Submitted data is not stored, only used to populate the PDF template with your correct information.

FAQs

This is an opt-in system. Anyone in the UK with a credit file can add a notice of correction to their own credit file.

It is down to you to decide if reducing the risk of fraud is worth a few extra minutes in store when you are applying for a new phone contract or loan.

Even if MyPAS creates a delay to obtaining new finance, this delay is only likely to be a few days as you wait to receive a paper based contract in the post.

If you have added the MyPAS notice of correction and it didn't prevent identity fraud you may think the system has failed...

Now you should ask the finance company for a copy of the contract, you have a right to see this information: See here...

Make the lender aware of your notice of correction and highlight that they acted negligently in issuing credit despite the clear warning. By law they have to read your Notice of correction before issuing a credit decision: See here...

If the fraudster did leave a thumbprint when asked, report this to your local police.

It is now easier to prove the contract shouldn't have been accepted by the finance company.

No. The system doesn't rely on an internal database of thumbprints.

Neither the finance company, the shop assistant, the credit reference agencies or The AntiSocial Engineer want a copy of your fingerprints.

But... should you become the victim of fraud, you can freely provide the fraudster's thumbprint to the police to check against the IDENT1 database.

Your prints are all over credit applications anyway, this time you can use them to protect yourself from fraud.

MyPAS was the brainchild of Jamie Jamieson, a now retired 25 year veteran of GCHQ. For 15 years he has used MyPAS to protect himself and his family.

The idea is just that, an idea. One that should be shared across the UK to help combat identity fraud.

If you are a journalist we can help share important details and history of the project.

If you are a policing organisation we can provide you information and digital assets to help inform the people you protect.